Iowa law requires most employers to provide wage loss and medical benefits to employees who are injured while working.
You may use the below resources to verify an Iowa employer's workers' compensation insurance coverage.
ncci Employers' Workers' Compensation coverage verification database
The National Council on Compensation Insurance (NCCI) maintains an online database for verifying employer workers' compensation insurance:
NCCI Employers’ Workers’ Compensation Coverage Verification Database
If you have questions about the NCCI Employers’ Workers’ Compensation Coverage Verification Database, contact the NCCI.
The NCCI is an independent entity from the Iowa Division of Workers’ Compensation (DWC).
NOTE:
The DWC does not maintain the NCCI Employers’ Workers’ Compensation Coverage Verification Database. However, information provided within the verification database is a representation of a larger set of data maintained by the DWC. The sample data is used for specific workers' compensation coverage verification.
There may be discrepancies between some of the data reviewed due to factors outside of DWC control such as reporting delays, recording delays, etc. Sometimes the information cannot be found. An inability to find the information does not necessarily mean the coverage does not exist.
If you are having trouble verifying insurance or have questions about the NCCI Employers' Workers' Compensation Coverage Verification Database, contact the NCCI.
ncci proof of coverage guide
You may review the NCCI Proof of Coverage Guide for more information on proof of workers’ compensation insurance:
The guide provides information on:
- Timeliness
- Reporting requirements
- Exceptions
- Penalties and appeals
If you have questions about the NCCI Proof of Coverage Guide, contact the NCCI.
iID list of approved self-insured employers for individual workers’ compensation
You may find information about Iowa employers approved to self-insure for individual workers’ compensation on the online list maintained by the Iowa Insurance Division (IID):
IID List of Approved Self-Insured Employers in Iowa
If you have questions about the IID’s list of approved self-insured employers in Iowa, contact the IID.
The IID is a State of Iowa agency independent from the DWC.